Health Insurance
for Everyone

Individuals, entrepreneurs and small business owners

Most People are Overpaying for Health Insurance. Are you?

See If I'm Overpaying

Copy of Presentation - AshleyMallamLife (6)_edited_edited_edited.png

Trust - Support - Knowledge

ABOUT
ASHLEY

Hey there! I’m an independent health insurance agent. If there’s one thing you should know about me—it’s that I genuinely care about helping people get the best health coverage possible. As a mom and former teacher, I believe insurance shouldn’t be confusing, overpriced, or a headache to deal with.

I work personally with individuals, families, and small business owners to find affordable, better health coverage. No cookie-cutter solutions—just real options that fit your life, your budget, and your needs. My background in education means I take the time to explain everything clearly, answer your questions, and make sure you feel confident in your choices.

I make the process easy, stress-free, and even (dare I say) a little fun. Let’s ditch the confusion, save you money, and get you the quality coverage you deserve.

🏡 Family & Business Focused | ✅ No-Stress, No-Nonsense Approach

Let’s chat and find the perfect plan for you! 💬

Contact Me!

Health Insurance

Protect your health with

nationwide coverage

Individual and Family plans
Private or Marketplace plans
PPO plans for flexibility and access to top doctors

Learn more

Accident Insurance

Be prepared for life's unexpected moments

Coverage for accidental injuries, medical bills and recovery costs
Works alongside your primary health insurance

Learn more

Tax-Deductible Plans

Retain employees, save on taxes and enjoy flexible coverage.

Ideal for small business owners, self employed and 1099 contractors
Customized health plans with no upfront costs for employees

Learn more

Smiling Portrait_edited_edited_edited.jp

Dental and Vision

Affordable coverage for routine care and emergencies

Preventative care, cleanings and exams
Glasses and contact lenses

Learn more

Doctor In White Coat With Stethoscope_ed

Critical Ilness Plans

Financial support when you need it most.

Lump-sum payments for life-threatening illnesses (e.i. cancer, heart attacks and strokes.)
Use the money for medical bills, rent, recovery, or even FDA-approved treatments.

Learn more

Supplemental Plans

Extra protection for peace of mind.

Short-term disability and hospitalization benefits
24/7 Teledoc services with access to certified doctors for treatment and prescriptions

Learn more

Who We Can Help

Are you a small business owner or entrepreneur looking for affordable and reliable coverage for yourself or employees?

Are you a healthy individual who feels they are overpaying for coverage?

Are you a family whose employer plan is overpriced or insufficient?

Small Business Owners

Small business owners are the lifeblood of the American economy, embodying resilience and innovation. Our mission is to alleviate the anxieties that accompany the transition from employee to entrepreneur, empowering you to become a successful business owner. Regardless of your business, we possess the expertise to identify a competitive health benefit solution tailored to your unique needs. Even if it's just you, our unwavering support will propel you towards your goals. We provide invaluable assistance to a diverse range of small businesses, from healthcare to retail and everything in between.

Restaurant and Retail

We understand the immense challenges of maintaining operational efficiency and financial viability. The struggle to secure comprehensive health benefits is a common obstacle as it can be difficult to assemble a sufficient number of participants for a group plan. However, we have a solution that allows you to extend benefits to your owners and managers even with as few as one person. This invaluable offering enables you to attract and retain exceptional talent, fueling your business growth and enhancing your competitive edge.

W2 & 1099 Contractors

Navigating private health insurance for 1099 and W2 contractors can be a complex endeavor, primarily due to their limited eligibility for conventional employer-sponsored group plans. We seek to empower contractors by offering comprehensive education on the multitude of health insurance options available so everyone can make informed decisions. One avenue we explore is the concept of Group Buying Power, where we collaborate with associations that specialize in tailored health insurance plans explicitly crafted for self-employed individuals and contractors, allowing you the benefits of group coverage without the typical requirements.

Personal Trainers and Health Studios

We believe in recognizing and rewarding dedication to health and wellness. We understand that as fitness professionals, you lead by example and prioritize your well-being. We go beyond traditional health insurance by offering preferred rates based on your commitment to maintaining a healthy lifestyle. Our comprehensive benefits program fits a diverse range of industries, including CrossFit, Yoga, Pilates, Cycling, Cryotherapy, and HIIT studios. With our top-level benefits, we honor your unwavering dedication to your overall health, extending preferred rates that reflect your commitment to a vibrant and thriving lifestyle.

Personal Trainers and Health Studios

If you find yourself unable to afford your employer's health insurance options, rest assured that alternatives exist to ensure you can obtain the necessary coverage. Your employer selects plan options that cater to the collective needs of their employees, which may include healthcare provisions that aren't relevant to you, leaving savings on the table, and the cost of adding family can sometimes be problematic. We provide the opportunity to leverage both employer benefits and a private insurance option. This strategic approach typically results in a reduction of your monthly out-of-pocket premium expenses, allowing you to access comprehensive coverage while minimizing financial strain.

Landscapers, Pool Services, & Skilled Workers

We take great pride in assisting small teams within the home services industries. Whether you're looking for coverage for your managers or the entire crew, we have the capability to provide comprehensive benefits tailored to your specific needs. As an added bonus, we also include accident protection at no extra cost, ensuring an additional layer of security and peace of mind for your team. Our comprehensive benefits are meticulously tailored to meet your specific needs, adapting to the seasonal demands of your industry.